Chinese Money Plant Care

Page content

  • 1 Money plant care
  • 2 Light
  • 3 Soil
  • 4 Water
  • 5 Temperature and humidity
  • 6 Fertilizers
  • 7 Is the money tree toxic?
  • 8 Planting and transplanting a money tree
  • 9 Propagation of the money tree
  • 10 Common Pests/Diseases
  • 11 Transplant

The Chinese money tree is a popular houseplant due to its attractive coin shape and ease of care. This flowering perennial herb from the nettle family (Urticaceae) is native to southern China and grows naturally at the foot of the Himalayan mountains.

The Chinese money tree has many different names and may also be called the Chinese money plant, coin tree, or pancake tree.

It is grown primarily for its unique foliage — and while it can produce small white flowers during the spring months, the Chinese money tree often fails to bloom when grown indoors. In this article, you will learn how to grow this beautiful houseplant!

  • Type Evergreen perennial
  • The size of an adult plant is 30 centimeters
  • Sun exposure Bright indirect light
  • Soil type Well-drained, rich
  • Motherland China


While this popular houseplant can be hard to come by once you have it, it is surprisingly easy to care for. Provide your money tree with bright light, semi-regular watering, and light feeding during the spring and summer months and it will grow well. In addition, Chinese money trees are easy to propagate and a healthy plant will have many shoots that can be easily separated to create more plants. Share them with your friends or keep them for yourself — if you have a Chinese money plant, you will never need to buy another one again!

Chinese Money Plant Care


The Chinese money tree does well in medium to bright indirect light. Rotate the plant regularly to keep it symmetrical. Avoid places where harsh direct light falls, as it can burn delicate leaves.

Although this plant can adapt to lower light conditions, it will grow fewer shoots and coin-shaped leaves may become smaller. In general, this plant is most healthy and attractive when grown in bright light.


Plant the money tree in rich, well-drained soil. It is best to use a high quality organic potting mix based on peat or coir. Add perlite to the soil to increase drainage and prevent waterlogging of the soil. A soil pH of 6.0-7.0 is best suited for this plant.

Chinese Money Plant Care

Important: if a light brown coating appears, immediately replace the soil, otherwise the growth may die.


This evergreen perennial plant is considered to have average water requirements. Let the plant almost dry between waterings, then water well. The leaves of the money tree will begin to fall off as they dry out, which is a good sign that it’s time to water.

Important: Try not to let the soil dry out, as dry soil is more harmful than waterlogging.


The average temperature and humidity in the house are suitable for a money tree. Avoid excessively dry conditions whenever possible — this usually means keeping the plant away from heating vents or baseboards.

The Chinese money tree is resistant to freezing temperatures, but when stored indoors, do not expose it to temperatures below 10 degrees. However, a short period of cold during the winter months may encourage flowering.

Chinese Money Plant Care


The Chinese money tree benefits from monthly fertilization in spring and summer. For best results, use a balanced all-purpose fertilizer. Avoid top dressing in autumn and winter when the plant is dormant.


Rejoice, pet owners! The Chinese money tree is pet friendly and non-toxic to both cats and dogs. This plant is also considered non-toxic to humans.


With proper care, the money tree grows quickly and can quickly fill its pot with roots and shoots. It is recommended to repot annually in early spring or summer to renew the soil, remove shoots (if desired) and increase pot size.

When choosing a pot for your Chinese money tree, the most important thing to consider is proper drainage. In short, make sure the pot has a drainage hole!

The plant adapts well to plastic, ceramic, and terracotta pots, although if you choose a terracotta pot, be aware that you may need to water your money tree more often as terracotta soaks up water from the soil.


A healthy money tree, affectionately nicknamed the «separating plant», it is very easy to propagate as it sprouts easily. These shoots grow from the root system, but may also grow from nodes along the stem of the mother plant, usually where old leaves have fallen.

Once the shoots are a few inches tall, it’s safe to separate them from the mother plant if you like. If you want a plant with a bushier look, you can also leave these shoots on the mother plant.

To separate the shoots from the roots of the mother plant, carefully dig in the soil to expose the roots of the shoots, and with a clean knife or pruner, cut the main root 2 or 4 centimeters below the soil. Immediately move the separated cutting to moist soil in a separate pot. Keep the soil moist (but not waterlogged) until the new plant has established a root system in the new pot, and then resume a regular watering and fertilizing regimen.


The Chinese money tree is not susceptible to any particular pest or disease, but when grown indoors it is susceptible to a variety of common houseplant pests. Watch for mealybugs, scales, fungal midges and spider mites and treat appropriately if you notice the onset of an infestation.


A money tree transplant should be done immediately after purchase, and then repeated every year in the spring. Before transplanting, water the plants well the day before replanting, at the time of transplanting, rinse the roots well and remove any damaged or tangled ones. In a new pot, pour 3ms of a drainage layer and fill it with fresh earth on top, and immerse the roots without deepening or tamping the soil. Before transplanting, treat the soil with preparations with the necessary preparations.

Chinese Money Plant Care